Tag: banks

Living on credit: Montenegrin households owe banks €2.5 billion

Household debt in Montenegro has climbed to €2.5 billion, rising by nearly 18% compared with the same period last year, according to Central Bank...

Montenegro’s credit boom shifts bank balance sheets towards households and property

Montenegro’s banks entered the second half of 2026 with lending growing twice as quickly as deposits, household borrowing accelerating and the system’s traditional liquidity...

Montenegro’s banks are financing the boom, but the cycle is maturing

Credit growth remains strong and bad loans are low. The risk is that real estate, consumer borrowing and slower income growth make the second...

Montenegro tightens cash controls as banks face new restrictions on high-value transactions

Montenegro has entered a new phase of financial transparency and anti-money laundering enforcement following the introduction of stricter rules limiting the use of cash...
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EU regulatory convergence positions Montenegro as emerging financial gateway for capital entry

Montenegro’s financial system is undergoing a gradual but significant transformation, as regulatory convergence with European Union standards enhances transparency, stability and integration, positioning the...

Montenegrin banks’ liquidity and broader financial dynamics with detailed sector metrics

At the end of 2025, liquid assets held by Montenegrin banks stood at approximately €1.49 billion. This measure reflects highly liquid instruments such as cash...
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