The Development Bank of Montenegro supported the national economy and investment projects with €155 million in the first nine months of 2025, representing an 18% increase compared to the same period in 2024.
This year, the bank has introduced stronger market support, totaling €200 million through 16 credit programs aimed at businesses, small and medium-sized enterprises, and development projects.
The largest share of approved loans went to clients in tourism and hospitality, service industries, trade, manufacturing, agriculture, and food production. Investment-focused credit lines also grew as a proportion of total financial support.
Of all approved loans, 90% were allocated to micro and small enterprises and agricultural producers.
Support for women in business reached €14 million, reflecting a 32% increase from 2024, while support for youth-led businesses totaled €15 million, a 30% rise compared to the previous year.
Loans and factoring for municipalities with development indices below the national average amounted to €58 million, or 37% of total lending during the first nine months of 2025.
The Development Bank provides financing with favorable fixed interest rates, extended grace periods, and flexible repayment options, enabling companies to improve liquidity and implement investment projects.
The bank aims to accelerate Montenegro’s economic growth, supporting micro, small, medium, and large enterprises, promoting balanced regional development, competitiveness, and business liquidity.
It also backs export-oriented production and services, projects reducing import dependency, infrastructure initiatives, water supply and wastewater treatment projects, environmental protection, and other local, regional, and national initiatives.
By the end of the year, the bank plans to focus on enhancing the competitiveness of micro, small, and medium enterprises, with special emphasis on investment support, women and youth in business, individual producers, vulnerable groups, and projects advancing green and digital transitions.
