At the end of August, Montenegrin banks held liquid assets totaling €1.64 billion, marking a 4.36% increase from July and a 9.74% rise compared to the same month last year. Liquidity ratios for the entire banking sector remained above the prescribed minimum levels on both daily and ten-day bases.
The total balance sheet of the banking sector reached €7.8 billion, up 2.47% from July and 11.62% year-on-year.
In the asset structure, net loans made up the largest share at 67.16%, followed by securities at 17.08%, and cash and deposits with central banks at 12.42%. The remaining 3.34% consisted of other asset items.
On the liabilities side, deposits dominated with a 78.39% share, followed by capital at 12.65%, borrowings at 4.78%, and other liabilities making up 4.18%.
Total bank capital amounted to €984.82 million, rising 1.47% from July and 12.55% compared to the same month of the previous year.
