In September, the total value of payment transactions over 21 working days amounted to €2.12 billion, representing a 0.5% decrease compared to August, according to the Central Bank of Montenegro (CBCG).
Of this total, 93.86% was processed through the Real Time Gross Settlement (RTGS) system, while the remainder was handled via the Deferred Net Settlement (DNS) system.
The RTGS system facilitates individual payment transactions between participants on a gross basis in real time, whereas the DNS system processes interbank transactions on a net basis with a delay.
In September, a total of 1.25 million orders were executed, with 38.24% processed through the RTGS system and the rest through the DNS system.
The average daily volume of payment transactions in both systems, measured by the number of orders, was 59,730 orders, while the average daily value of these transactions reached €100.97 million.
Throughout September, there were no system downtimes for 11,450 minutes, resulting in 100% system availability.
